Terms & Conditions

Last updated: [DATE]

1. Introduction

These Terms and Conditions ("Terms") govern your access to and use of the website raelba.com ("Website"), operated by RAELBA S.R.L. ("Raelba," "we," "us," or "our"). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use this Website.

2. Company Information

In accordance with Romanian Law 365/2002 on Electronic Commerce:

• Company name: RAELBA S.R.L.
• Registered address: [FULL REGISTERED ADDRESS, ROMANIA]
• Trade Register number: [J__/____/____]
• Fiscal identification code (CUI/CIF): [________]
• Email: [EMAIL ADDRESS]
• Phone: [PHONE NUMBER]
• VAT registration: [VAT NUMBER, if applicable / "Not registered for VAT purposes" if not]

3. Definitions

• "Services" refers to the consulting, advisory, and informational services offered by Raelba, including real estate investment consulting, company formation assistance, residency structuring guidance, property acquisition coordination, interior design coordination, and property management advisory.
• "Content" refers to all text, images, graphics, data, and other materials published on this Website.
• "User" or "You" refers to any individual or entity accessing or using this Website.

4. Nature of Services — Important Disclaimer

The information and services provided by Raelba, whether through this Website or in the course of any consulting engagement, are of a general informational and consultative nature only.

Raelba does not provide legal advice, tax advice, financial advice, investment advice, or any other form of professional advice regulated under Romanian or any other applicable law. Raelba is not a law firm, licensed real estate brokerage, regulated financial advisor, or tax consultant.

Any information presented on this Website — including market overviews, regulatory summaries, and service descriptions — is provided for general informational purposes and should not be relied upon as a substitute for professional advice tailored to your individual circumstances.

You should always seek independent professional advice from qualified and licensed legal, tax, financial, and real estate professionals before making any investment or residency decisions.

5. Investment Risk Disclaimer

Real estate investments carry inherent risks, including but not limited to:

• Loss of capital, in whole or in part
• Market value fluctuations and illiquidity
• Changes in Romanian or European Union legislation and regulation
• Currency exchange rate fluctuations
• Construction and development risks
• Changes in local market conditions, zoning, or infrastructure plans
• Tax regime changes in Romania or your country of residence

Raelba makes no guarantees, representations, or warranties regarding investment returns, property appreciation, rental yields, or any financial outcome. Past performance of the Romanian real estate market is not indicative of future results.

All investment decisions are made solely by you, at your own risk and discretion. We strongly recommend conducting independent due diligence with licensed Romanian attorneys (avocați), certified accountants (experți contabili), and regulated financial advisors before committing capital.

6. Eligibility and User Obligations

By using this Website, you represent and warrant that:

• You are at least 18 years of age.
• You have the legal capacity to enter into binding agreements under the laws of your jurisdiction.
• Any information you provide to us is accurate, current, and complete.
• You will comply with all applicable laws and regulations in your jurisdiction, including those relating to foreign investment, tax reporting, and anti-money laundering.

You agree not to use this Website for any unlawful purpose, to transmit harmful or malicious content, to attempt unauthorized access to our systems, or to interfere with the proper functioning of the Website.

7. Intellectual Property

All Content on this Website — including text, graphics, logos, images, layout, and design — is the property of Raelba or its licensors and is protected by Romanian and international copyright, trademark, and intellectual property laws.

You may access and view the Content for personal, non-commercial purposes only. Any reproduction, distribution, modification, public display, or commercial use of the Content without the prior written consent of Raelba is strictly prohibited.

The Raelba name and logo are trademarks of RAELBA S.R.L. Unauthorized use is prohibited.

8. Third-Party Links

This Website may contain links to third-party websites or resources for your convenience and reference. Raelba does not control, endorse, or assume any responsibility for the content, accuracy, privacy practices, or availability of any third-party websites. Accessing third-party links is at your own risk.

9. Limitation of Liability

To the maximum extent permitted by applicable Romanian law:

• Raelba shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of this Website or our Services, including but not limited to loss of profits, loss of data, loss of investment returns, or business interruption.
• Raelba's total aggregate liability for any claim arising out of or related to these Terms or our Services shall not exceed the total fees actually paid by you to Raelba in the twelve (12) months preceding the event giving rise to the claim.
• Raelba does not warrant that this Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

Nothing in these Terms shall exclude or limit our liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under Romanian law.

10. Indemnification

You agree to indemnify and hold harmless Raelba, its directors, employees, and agents from and against any reasonable claims, damages, losses, and expenses (including reasonable legal fees) arising out of or in connection with your breach of these Terms, your misuse of the Website, or your violation of any applicable law or regulation.

11. Consumer Right of Withdrawal

If you are a consumer as defined under Romanian and EU law and you enter into a contract for our consulting services at a distance (online or by phone), you have the right to withdraw from the contract within 14 calendar days without giving any reason, in accordance with OUG 34/2014 (transposing EU Directive 2011/83/EU).

The withdrawal period expires 14 calendar days from the day the contract is concluded. To exercise your right of withdrawal, you must inform us of your decision by a clear statement sent to [EMAIL ADDRESS].

If you have expressly requested that the performance of services begin during the withdrawal period and subsequently exercise your right of withdrawal, you shall pay an amount proportional to the services already provided up to the point of withdrawal.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of Romania, without regard to its conflict-of-law provisions.

If you are a consumer habitually resident in the European Union, nothing in these Terms affects your rights under the mandatory consumer protection provisions of your country of residence.

13. Dispute Resolution

We encourage you to contact us first at [EMAIL ADDRESS] to resolve any dispute amicably.

If a dispute cannot be resolved directly, you may:

1. File a complaint with ANPC (Autoritatea Națională pentru Protecția Consumatorilor) — www.anpc.ro
2. Use the EU Online Dispute Resolution platform — https://ec.europa.eu/consumers/odr
3. Pursue mediation under Romanian Law 192/2006 on mediation

Any dispute that cannot be resolved through the above mechanisms shall be submitted to the exclusive jurisdiction of the competent courts in [CITY], Romania.

14. Modifications

Raelba reserves the right to modify these Terms at any time. Material changes will be communicated by updating the "Last updated" date at the top of this page and, where appropriate, by notice on the Website. Your continued use of the Website after such changes constitutes acceptance of the modified Terms.

We recommend reviewing these Terms periodically.

15. International Users

This Website is operated from Romania and is intended for an international audience. If you access the Website from outside Romania, you do so at your own initiative and are responsible for compliance with your local laws, including those relating to foreign investment, tax reporting, currency controls, and anti-money laundering obligations.

Raelba's guidance is based on Romanian law, EU regulations, and Romanian market conditions. It does not constitute advice on the laws of any other jurisdiction.

16. Termination

We may suspend or terminate your access to the Website at any time, without prior notice, if we reasonably believe you have violated these Terms or any applicable law. You may stop using the Website at any time.

Upon termination, the provisions of these Terms that by their nature should survive (including intellectual property, limitation of liability, indemnification, governing law, and dispute resolution) shall remain in effect.

17. Force Majeure

Raelba shall not be liable for any failure or delay in performing its obligations where such failure or delay results from circumstances beyond its reasonable control, including but not limited to natural disasters, war, terrorism, pandemics, government actions, power failures, internet disruptions, or telecommunications failures.

18. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the original intent.

19. Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Raelba regarding your use of this Website. These Terms do not govern separate consulting engagement agreements, which will be subject to their own specific terms.

20. Contact

For any questions regarding these Terms, please contact us at:

RAELBA S.R.L.
[FULL REGISTERED ADDRESS]
Email: [EMAIL ADDRESS]
Phone: [PHONE NUMBER]